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Online Course
See where your money goes
A personal finance app that helps you understand your spending habits without complicated charts
No credit card needed
Managing your personal finance with Ducat is easy.
Here’s how it works.
First
Describe one or more transactions however you want. The more details you provide, the better.
spent 8.75 on coffee at starbucks
received 10k as salary from acme
799 concert tickets ticketmaster
Then
Ducat understands your transaction, formats it, tags it with an appropriate category and adds it to your records.
spent 8.75 on coffee at starbucks
Finally
Hop over to the reports section to visualise your transactions and understand how you spend your money over any period of time.
Conscious spending for the win
To,
The Reader
Automated transaction tracking via bank sync in other apps looks good on paper. In practice, it quietly works against you.
First, because transactions are recorded automatically without you ever engaging with them, you lose touch with your financial reality.
Expenses keep happening, and by the time you notice red flags in your recent spending, it’s already too late for a course correction.
Second, automated tracking relies on guesswork, where an app tags your expenses based on merchant names.
But spending $37 on books or a work tool from Amazon is not the same as spending $37 on a new pair of shoes. One might be an investment and the other, an impulse buy. An app can’t tell the difference.
Tracking expenses on your own solves both problems. I’ve tracked my expenses this way for nearly a decade, and I can vouch for it.
Ducat makes daily logging effortless.
There’s no form to fill. Describe your transaction, spending, or income as you would to another person, and Ducat does the rest.
The more descriptive you are, the better Ducat can format and tag your transactions, but shorthand like “1.24k macbook pro apple store” works too.
As you track what you spend every day, you know where you're overspending, what’s coming next and take action in time. Track consciously, spend consciously.
Try the app for two weeks, and you’ll feel the difference.
— Rahul
Let’s talk pricing
Ducat comes with a 2-week free trial. This means you can use the app without restrictions for two weeks to see if it's a good fit. After that, choose a billing plan to continue.
Monthly
Yearly
$3.49
/ month
Most flexible. Cancel anytime.
$29.99
/ year
Only $2.49/month. Best value. Cancel anytime.
Prices are in USD. Secure payment through Polar. Exclusive of applicable local sales tax.